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- Decide on the MINI you want and choose a repayment period that's right for your business.
- Choose from a fixed or variable interest rate.
- If you opt for a variable rate, your business can choose between a 'Base Rate' or 'Balanced Payments' agreement.
- The business agrees a deposit to suit its budget.
- At the end of the agreement, provided all the necessary payments have been paid, MINI belongs to the business.
- If you choose a 'Balanced Payments' variable rate agreement, at the end of the agreement you may find you'll receive a refund or need to make an additional payment. It depends on the average interest rates during the term of the agreement.
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- Your business commits less money up-front, easing cash flow and freeing up funds for investment elsewhere.
- MINI is classified as an asset on your balance sheet so a proportion of its value can be written down against profits.
- The interest you pay is allowable against tax.
- We can offer you the choice of either a variable or fixed interest rate.
- The option of a fixed interest rate makes budgeting easier.
- At the end of the agreement your business owns MINI.
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