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MINI Contract Hire Shortfall Insurance.
When you truly love your MINI, you want to protect it in the best way. That’s why we created MINI Protect, our comprehensive range of insurance products designed to help maintain that sense of adventure, whilst protecting you from damage costs.
Within this suite of MINI Protect products is MINI Contract Hire Shortfall Insurance, ensuring you’re not out of pocket if your MINI is written off due to an accident, theft or fire. MINI Contract Hire Shortfall Insurance is designed to bridge the gap between the motor insurance settlement and the outstanding balance payable by you to your contract hire or leasing company. MINI Contract Hire Shortfall Insurance covers you against losing out in these tricky situations.
At a Glance.
- Available for agreements up to 60 months
- The insurance could pay up to £500 to cover any excess you have as part of your motor insurance claim
- Pay for your policy upfront or in 12 monthly payments (at no extra cost)
- You have up to 60 days to purchase your policy after you have collected your MINI. Cover will start after you purchase the policy
Please note you must not accept your motor insurer’s settlement figure until you have contacted our claims department. If you accept your motor insurer’s write off valuation without our agreement then any MINI Contract Hire Shortfall Insurance claim may be calculated and settled based on our assessment of the market value of the vehicle at the time of write off.
Terms, conditions and exclusions apply. This website only provides a summary of the cover provided by MINI Contract Hire Shortfall Insurance and does not include the full terms, conditions and limits of cover. Please refer to the policy document below.