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MINI Cosmetic Repair Insurance.

MINI Cosmetic Repair Insurance

Our Defaqto 5 Star rated MINI Cosmetic Repair Insurance covers repair costs of minor damage so your MINI leaves a lasting impression.

When you truly love your MINI, you want to protect it in the best way. That’s why we created MINI Protect, our comprehensive range of insurance products designed to help maintain that sense of adventure, whilst protecting you from damage costs.

Within this suite of MINI Protect products is MINI Cosmetic Repair Insurance, developed to protect the beauty and finish of your vehicle, covering the costs for repairing minor cosmetic damages so your MINI leaves a lasting impression.

MINI Cosmetic Repair Insurance

At a Glance.

  • Cover available for 2 or 3 years
  • Available for new and Approved Used MINIs up to 7 years old at the start of the policy
  • Repairs can be carried out at your local MINI Retailer or by our mobile repairer network
  • Pay for your policy upfront or in 12 monthly payments (at no extra cost)
  • 5 year guarantee on cosmetic repairs carried out under this insurance
  • You have up to 60 days to purchase your policy after you have collected your MINI. The cover will start after policy purchase
  • Up to £250 contribution towards a body shop repair for damage that falls within the size parameters but cannot be cosmetically repaired
  • Terms, conditions and exclusions apply. This website only provides a summary of the cover provided by MINI Cosmetic Repair Insurance and does not include the full terms, conditions and limits of cover. Please refer to the policy document below.

Making a claim.

In the unfortunate event that you need to make a claim, MINI Protect Services are available to assist you. If you purchased your policy before 1 April 2018, please call 0345 6419 736. If you purchased your policy on or after the 1 April 2018, please refer to the policy document below for full details of how to make a claim.