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MINI Contract Hire Shortfall Insurance.

Defaqto Shortfall Insurance
Our Defaqto 5 Star rated MINI Contract Hire Shortfall Insurance helps protect you from losing out financially if your MINI is written off or stolen.

When you truly love your MINI, you want to protect it in the best way. That’s why we created MINI Protect, our comprehensive range of insurance products designed to help maintain that sense of adventure, whilst protecting you from damage costs.

Within this suite of MINI Protect products is MINI Contract Hire Shortfall Insurance, ensuring you’re not out of pocket if your MINI is written off due to an accident, theft or fire. MINI Contract Hire Shortfall Insurance is designed to bridge the gap between the motor insurance settlement and the outstanding balance payable by you to your contract hire or leasing company. MINI Contract Hire Shortfall Insurance covers you against losing out in these tricky situations.

At a Glance.

  • Available for agreements up to 60 months
  • The insurance could pay up to £500 to cover any excess you have as part of your motor insurance claim
  • Pay for your policy upfront or in 12 monthly payments (at no extra cost)
  • You have up to 60 days to purchase your policy after you have collected your MINI. Cover will start after you purchase the policy

Please note you must not accept your motor insurer’s settlement figure until you have contacted our claims department. If you accept your motor insurer’s write off valuation without our agreement then any MINI Contract Hire Shortfall Insurance claim may be calculated and settled based on our assessment of the market value of the vehicle at the time of write off.

Get your quote.

Contact your participating local approved MINI Retailer and get your quote today.
For full terms and conditions of this product, see the policy wording document available online at mini.co.uk/insurance or by calling MINI Protect Services on 0330 400 1516 .

MINI Protect Services lines are open Monday to Friday 9.00am-5:30pm.

Terms, conditions and exclusions apply. This website only provides a summary of the cover provided by MINI Contract Hire Shortfall Insurance and does not include the full terms, conditions and limits of cover. Please refer to the policy document below.

Making a claim.

In the unfortunate event that you need to make a claim, MINI Protect Services are available to assist you. Please refer to the policy wording document below for full details of how to make a claim.