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MINI Annual Car Insurance.

MINI Annual Insurance
Defaqto Car Insurance
MINI Annual Car Insurance is five-star Defaqto rated and provides one of the highest offerings in the market.

No one understands your MINI, like MINI.

Our Defaqto five-star rated MINI Car Insurance is a fully comprehensive insurance policy designed for your MINI. It’s the best way to keep your car covered as well as well-maintained.

Key Benefits.

  • Guaranteed option of MINI Approved Bodyshop repair in the UK.
  • Use of a courtesy car whilst your car is being repaired.
  • Uninsured Driver Promise.
  • 24 hour UK recovery in the event of an accident.
  • Sole glass replacement or repair will not affect your No Claims Bonus.
  • Up to 90 days cover whilst driving your vehicle abroad within the EU.
  • Replacement child car seats in the event of an accident.
  • Up to £1,000 cover for replacement vehicle keys and locks.
  • Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500.
  • Car contents and personal belongings cover up to £1,000.
  • Roof Box cover up to £750.  

Key Exclusions.

  • You must be able to pass an identity check at your address.
  • Some high performance and higher value vehicles may require a Thatcham approved tracking device.
  • UK residents only.
  • Maximum driver age of 85 years old.
  • Minimum driver age of 30 years old for MINI John Cooper Works (JCW) Countryman and Clubman Models (306hp), and 25 years old for MINI JCW 3-door Hatch and Convertible models.
Terms, conditions, exclusions and excesses apply.

Existing customers: view your account or make a claim.

When did you purchase your MINI Car Insurance?