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Your unique MINI,
MINI Annual Car Insurance.
MINI Annual Car Insurance is five-star Defaqto rated and provides one of the highest offerings in the market.
No one understands your MINI, like MINI.
Our Defaqto five-star rated MINI Car Insurance is a fully comprehensive insurance policy designed for your MINI. It’s the best way to keep your car covered as well as well-maintained.
Key Benefits.
- Guaranteed option of MINI Approved Bodyshop repair in the UK.
- Use of a courtesy car whilst your car is being repaired.
- Uninsured Driver Promise.
- 24 hour UK recovery in the event of an accident.
- Sole glass replacement or repair will not affect your No Claims Bonus.
- Up to 90 days cover whilst driving your vehicle abroad within the EU.
- Replacement child car seats in the event of an accident.
- Up to £1,000 cover for replacement vehicle keys and locks.
- Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500.
- Car contents and personal belongings cover up to £1,000.
- Roof Box cover up to £750.
Key Exclusions.
- You must be able to pass an identity check at your address.
- Some high performance and higher value vehicles may require a Thatcham approved tracking device.
- UK residents only.
- Maximum driver age of 85 years old.
- Minimum driver age of 30 years old for MINI John Cooper Works (JCW) Countryman and Clubman Models (306hp), and 25 years old for MINI JCW 3-door Hatch and Convertible models.
Existing customers: view your account or make a claim.
When did you purchase your MINI Car Insurance?