Our tool for managing your permission to our use of cookies is temporarily offline. Therefore some functionality requiring you consent to use of cookies may be missing.
Your unique MINI,
MINI Annual Car Insurance.
MINI Annual Car Insurance is five-star Defaqto rated and provides one of the highest offerings in the market.
No one understands your MINI, like MINI.
Our Defaqto five-star rated MINI Car Insurance is a fully comprehensive insurance policy designed for your MINI. It’s the best way to keep your car covered as well as well-maintained.
Key Benefits.
- Guaranteed option of MINI Approved Bodyshop repair in the UK.
- Use of a courtesy car whilst your car is being repaired.
- Uninsured Driver Promise.
- 24 hour UK recovery in the event of an accident.
- Sole glass replacement or repair will not affect your No Claims Bonus.
- Up to 90 days cover whilst driving your vehicle abroad within the EU.
- Replacement child car seats in the event of an accident.
- Up to £1,000 cover for replacement vehicle keys and locks.
- Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500.
- Car contents and personal belongings cover up to £1,000.
- Roof Box cover up to £750.
Key Exclusions.
- You must be able to pass an identity check at your address.
- Some high performance and higher value vehicles may require a Thatcham approved tracking device.
- UK residents only.
- Maximum driver age of 85 years old.
- Minimum driver age of 30 years old for MINI John Cooper Works (JCW) Countryman and Clubman Models (306hp), and 25 years old for MINI JCW 3-door Hatch and Convertible models.
Existing customers: view your account or make a claim.
When did you purchase your MINI Car Insurance?