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MINI Flex Car Insurance.

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Defaqto Car Insurance

MINI Flex Car Insurance is Defaqto 5 Star rated rated and provides one of the highest offerings in the market.

MINI Flex car insurance.
For new and used MINIs.

When you truly love your MINI you want to protect it in the best way. MINI Flex Car Insurance is a fully comprehensive monthly subscription insurance policy designed for your new or used MINI to give you total peace of mind and total flexibility, now available with a 6 month loyalty bonus*.​

It’s not just any insurance policy but an investment in maintaining your MINI beyond the drive. Enjoy the following core benefits, meaning you can get into the driving seat and on the road with peace of mind.​

Your MINI Car Insurance - a special thank you from us.​

*As a thank you for buying MINI Car Insurance for your new or Approved Used MINI, we will give you a discount of up to £25 from your next month's premium or your entire premium amount if less, when you’ve been with us for 6 months.​ ​

Offer terms and conditions:​

  • Available for all new and Approved Used MINIs sold by an authorised MINI Centre. ​
  • Policy activated within 1 month of car purchase​.
  • Offer is not refundable and cannot be used in conjunction with another MINI Flex Car Insurance promotion​.
  • Offer available for eligible MINIs purchased between 1 July 2021 and 31 December 2021​.
  • Discount does not apply to optional extras.

Key Benefits.

  • Guaranteed option of MINI Approved Bodyshop repair in the UK.
  • Uninsured Driver Promise – protecting your no claims bonus and policy excess if an accident was the fault of an uninsured driver.
  • Use of a courtesy car whilst your car is being repaired.
  • 24 hour UK recovery in the event of an accident.
  • Sole glass replacement or repair will not affect your No Claims Bonus.
  • Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU.
  • Replacement child car seats in the event of an accident.
  • Up to £1,000 cover for replacement vehicle keys and locks.
  • Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500.
  • Car contents and personal belongings cover up to £1,000.
  • Roof Box cover up to £750.

    • Key Exclusions.

  • Must hold a full UK/EU driving licence to be eligible for MINI Flex Car Insurance.
  • Minimum driver age of 30 Years old for MINI John Cooper Works (JCW) Countryman and Clubman Models (306hp), and 25 years old for MINI JCW 3-door Hatch and Convertible models or Cooper S Works models.
  • UK residents only.
  • Have had no more than three at-fault claims in the past five years.
  • Have a maximum of three minor driving convictions in the past five years and no major convictions.
  • Some high performance and higher value vehicles may require a Thatcham approved tracking device.
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    Existing customers.

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