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MINI FINANCIAL SERVICES. GET BEHIND THE WHEEL TODAY.

We make buying or leasing your new MINI fair, flexible and convenient. Choose from our range of competitive car finance options which you can tailor to best match your needs and budget.

SHOULD I BUY OR SHOULD I LEASE?

You might be wondering whether leasing or financing your new MINI is better for you. You can enjoy the freedom of driving your new MINI for a certain period and then returning it with a MINI Leasing Option. While with MINI Financing, you get to own your MINI outright. We explain the options in detail and provide you with the information you need to help you with your decision – and tailor the most affordable and flexible solution to your requirements.
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HEAD-TO-HEAD.

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IF.

LEASE.

LOAN.

If you drive … Under 10,000 km/year Over 10,000 km/year
If you tend to ... Want to always drive the latest MINI Get attached to your MINI
If you want ... The lowest possible monthly payments To own your MINI after a few years
If you'd like to customise your car with ... A little ornament hanging from your mirror Extra decals, new rims and a rear spoiler
If you start getting nervous ... After the x-year manufacturer warranty expires About lease-end inspections and paperwork
If the tax benefits of leasing are … Very important for you Not an issue for you
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MINI LEASING SOLUTIONS.

Flexible, fair and affordable, our MINI Leasing options let you enjoy your MINI without worrying about the long term.

MINI OPERATING LEASE.

A MINI Operating Lease offers you a simple way to experience the fun of driving a MINI without taking ownership of the vehicle or tying up capital.

Features

MINI SELECT.

MINI Select gives you flexibility at the end of your contract, allowing you to simply return your MINI, trade it in for a new one or keep it by paying the outstanding amount.

Features

MINI LEASING EXTRA.

A MINI Leasing Extra offers you a simple way to experience the fun of driving a MINI without taking ownership of the vehicle or tying up capital.

Features

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MINI FINANCING SOLUTIONS.

It’s easy to own a MINI with our cost-effective, flexible loan offers. You also get the freedom to sell it or trade it in for a new one when the time comes.

MINI BASIC LOAN.

Enjoy competitive interest rates, as well as the freedom to choose from a range of down payment options and contract terms to suit your financing needs.

Features

MINI BALLOON LOAN.

You love to drive your own MINI. Though you'd prefer lower monthly payments? Then the Balloon Loan could be the most accessible financing option for you.

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MINI EXTRA LOAN.

Enjoy competitive interest rates, as well as the freedom to choose from a range of down payment options and contract terms to suit your financing needs.

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FIND AND FINANCE YOUR MINI IN 5 STEPS.

You can select your perfect model online and configure it the way you want it. You could also speak to your preferred MINI dealership or choose from a selection of pre-built vehicles.
Now it’s time to calculate how much you can realistically afford and how you'd like to pay for your MINI. Consider the deposit or down payment you want to pay, the length of agreement and your annual mileage to find the most realistic and manageable finance arrangement.
We make it as easy as possible. Simply submit your application online or at your local MINI dealership. We only need to have a few details about you to make a decision.
Once your application for finance has been approved, you just have to review the paperwork while your new MINI is being prepared. We’ll arrange the final details with you before you pick up the vehicle, making sure your collection is as quick and easy as possible.
All you have to do now is get in, switch on, and start enjoying your new MINI driving experience. You can also manage your agreement 24/7 online via the MyMINI Finance portal and app.
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WHY MINI FINANCIAL SERVICES.

With expert tailored advice and assistance every step of the way, our trusted experience makes buying your next MINI an easy journey.

YOUR BENEFITS AT A GLANCE.

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COMPREHENSIVE SERVICES FROM A SINGLE SOURCE.

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FINANCE OPTIONS TAILORED TO YOUR NEEDS.

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NO NONSENSE. BUT FULL TRANSPARENCY.

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NO PRESSURE. JUST TOTAL SUPPORT.

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