By financing your new MINI, you have the flexibility to make it 100% yours. This gives you the freedom to sell it or exchange it for a new one when the time is right. We offer financing with or without a balloon payment – making it easy for you to be on the road in your new MINI without delay.
Get in the fast lane to driving your dream MINI with a basic loan. Enjoy unlimited mileage, convenient customisation options and competitive interest rates.
This is perfect if you want to take up ownership of your new MINI and pay for it month by month. You can drive as much as you like without any mileage limits.
At the end of the contract, you can decide to either keep the car or take it as a trade-in for a new one.
Would you like to drive your own MINI while having some financial flexibility? Then the Balloon Loan could be the most accessible financing option for you. By keeping a larger portion (balloon payment) of your vehicle purchase price until the end of your agreement, you can enjoy lower monthly payments. At the end of the contract you can either refinance the balloon or settle the balloon amount immediately.
This could be perfect if you are looking to take ownership of your new MINI by combining lower monthly installments with a final large payment at contract end ("balloon").
Once you've chosen the model that's right for you, simply determine your monthly installment by choosing the down payment and term. Reduce your monthly installment further by opting for a final large payment ("balloon"), due at contract end.
When your contract comes to an end, you just simply settle the final payment, or you can refinance it with our help.
The Select Loan provides you with a variety of possibilities, just tailor your finance to suit your individual needs. Once you reach the end of your agreement, you have the flexibility to decide what you would like to do with your vehicle: choose to either keep it, return it, or purchase a new one.
We understand that when you take a finance agreement, you may not be sure what you'll do at the end of it. This product is perfect if you are looking to combine flexibility with low monthly payments.
Begin by choosing which MINI is right for you. Then, simply decide on your agreement length, your annual mileage and a down payment amount. Next - and this is what really sets MINI Select apart - we take a portion of the cost of your MINI and freeze it until the end of your finance agreement. This becomes your optional final payment and will be payable if you decide to keep your MINI at the end of your agreement.
At the end of your agreement, you have the choice of what happens next:
1. Pay the optional final payment and keep your MINI.
2. Refinance it with our help.
3. Return your MINI and, as long as you have not exceeded the mileage allowance and it has been well looked after, there will be nothing more to pay.
We offer individual solutions that let you include extra equipment and accessories in your agreement. From an aerodynamic Roof Box or set of complete winter wheels through to installing a wallbox in your home, MINI Financial Services helps you get on the road – and goes well beyond the drive.
Keeping your MINI performing at its best and ensuring your peace of mind is all part of our support. We can offer additional services to your agreement. We can add additional services to your agreement, like tyre service or complimentary fast charging options. Or you might prefer MINI Service Inclusive with state-of-the-art servicing and repair facilities – with a replacement vehicle if necessary.
Your agreement with MINI Financial Services can also include tailored insurance products. Designed with the same attention to detail as with your MINI, our extended coverage for your electrified MINI, for example, is not just any insurance policy, but a commitment. And that includes the expertise of our technicians who’ll treat your MINI with the utmost care.
| MINI Basic Loan | MINI Balloon Loan | MINI Select Loan | |
|---|---|---|---|
|
Ownership |
Immediate onwnership rights |
Immediate onwnership rights |
Immediate onwnership rights |
|
Mileage limitations |
No | No | Yes |
|
End of contract options |
Keep your MINI or trade-in your MINI |
Refinance or settle the balloon amount |
1. Pay off the final payment and keep your MINI 2. Refinance the final payment 3. Return your MINI |
|
Monthly payment |
Dependent on term |
Lower monthly payments with final balloon payment |
Lower monthly payments with an optional final payment |
The annual interest rate of financing contracts consists of (nominal) interests for the loan fees and any other associated costs of the financing agreement. It describes the real expenses (asa percentage) of a loan per year. The arrangements specified in your individual contract are valid.
MINI Financial Services customers benefit from offers that are tailor-made for both the car as well as their individual financial situation. In addition, car and financing come from one source: experience and service to perfectly suit your needs, and you save time. Due to very favourable rates as well as consumer-friendly terms and conditions, MINI Financial Services is the right choice. On the one hand, MINI Financial Services offers very attractive rates. On the other hand, when choosing contracts such as MINI Select, you have the option of returning the car to MINI Financial Services − an option banks normally don’t offer.
Comparative calculations showed that customers indeed have an advantage when opting for MINI Financial Services*. Another advantage is that MINI Financial Services is a capable partner concerning both vehicle and financing. Furthermore, MINI Financial Services is able to offer additional services, such as service & maintenance or insurance products. These services are a perfect match for your car as well as for your individual needs.
You have the possibility to lease/finance all new MINIs. The contract term depends on the model and type of financing. In addition, you can finance all approved used cars offered by your MINI dealer.
We will check all opportunities to find a solution that meets your needs. Please get in touch with your MINI Financial Services contact person who will make you a new offer.
Please get in touch with your MINI Financial Services contact person. We will try to find a solution together.
Here you can easily access important documents and manage your agreement at any time. Register now or log in using your MINI ID.
